Non-Resident Nigerian Accounts
Launched January 2025 by the Central Bank of Nigeria
NRNOA
Non-Resident Nigerian Ordinary Account
Manage remittances and daily transactions with full control over your funds in both foreign and local currencies.
Hold funds in USD, GBP, EUR, or Naira
Send money to family and pay bills in Nigeria
Reduce reliance on third-party services
Manage local commitments directly
Who it's for:
Diaspora managing family obligations and local commitments
NRNIA
Non-Resident Nigerian Investment Account
Invest in Nigerian assets and build wealth with full government backing and repatriation rights.
Participate in Diaspora Bonds
Invest in stocks, real estate, and infrastructure
Hold investments in FCY or Naira
Full capital and profit repatriation rights
NDIG Integration:
All NDIG investments are settled through your NRNIA account for maximum security and transparency.
Non-Resident BVN (NRBVN)
Get Your BVN from Anywhere in the World — No Travel Required
The CBN and NIBSS have launched the Non-Resident BVN platform, allowing you to obtain your Bank Verification Number without traveling to Nigeria.
Visit NIBSS NRBVN Portal
Complete online application
Submit Identity Documents
Upload passport, proof of address
Biometric Verification
At Nigerian embassy/consulate
Receive Your BVN
Within 48 hours
Why You Need a BVN
Required to open NRNOA and NRNIA accounts
Access banking, mortgages, pensions, and insurance
Verify your identity for all financial transactions
Participate in capital markets and investments
Remittance Infrastructure
Fast, Secure, Transparent
Total Remittances (2024)
+8.9% Year-over-Year
Record Monthly Inflow
July 2024
CBN Monthly Target
By 2026
CBN's 2024 Remittance Reforms
Revised IMTO Framework (January 2024)
Strengthened licensing and operations framework for International Money Transfer Operators, linked to FX market reforms.
Transparent FX Rates and Settlement
Clear, market-driven exchange rates with transparent settlement processes for all remittance transactions.
Enhanced Security and Compliance
Rigorous KYC/AML standards ensuring your funds are protected and transactions are fully compliant.
NDIG Advantage:
When you invest through NDIG, your funds flow through these regulated channels directly into your NRNIA account — full transparency, full security, zero intermediaries.
Investment Protection & Repatriation Rights
Your Investments Are Protected by Law
NIPC Act
100% foreign ownership allowed, full repatriation rights guaranteed
CBN FX Manual
Clear rules for capital and profit repatriation
NRNIA Framework
Explicit provisions for investment repatriation
How Repatriation Works
Your NDIG investments are held in your NRNIA account
All investments on the NDIG platform are settled through your CBN-regulated NRNIA account.
Exit proceeds return to your NRNIA
When you exit an investment, proceeds are credited to your NRNIA account in FCY or Naira.
Repatriate funds to your foreign account
You can transfer funds from your NRNIA to your foreign bank account at any time, with no restrictions on capital or profit repatriation.
Partner Banks Offering NRNIA Accounts
Open Your Investment Account Today
Access Bank
Zenith Bank
GTBank
First Bank
UBA
Stanbic IBTC
Fidelity Bank
Union Bank
Account Opening Process
Get Your NRBVN
If you don't have one
Choose a Bank
From partners above
Apply Online
Complete application
Submit KYC
Documents online
Account Active
Within 48 hours
Ready to Start Investing?
Open your NRNIA account today and access government-backed investment opportunities through NDIG.